Oberbank was established in 1869 and is an independent and dynamic regional bank located in the heart of Europa and headquartered in Linz. The bank has 180 branches in Austria, Germany, Slovakia, Hungary and the Czech Republic and offers a broad range of services for corporate and private clients as well as private banking. Oberbank stocks are listed on the Vienna Stock Exchange since 1986 with a market capitalization of 4,5 billion EUR. The bank has a very good S & P rating (A, outlook negative) and AAA for the mortgage cover pool. The sustainability rating from ISS is also prime. Total assets stood at 26,8 billion EUR, the Cost/income ratio at 48,75 % and the RoE before tax at 8,71 %. (all date 31.12.22).